Once you have your shortlist of mortgage brokers to consider, check they’re registered with the Financial Conduct Authority (FCA)
. Once you’re satisfied everyone is legit, you can book some introductory chats to see which mortgage broker might be the best fit for your situation.
Here’s what you can expect if you choose Habito:
-If you haven’t found a property yet, sign up for free, fill in a few details online, and get your Mortgage in Principle (MIP)
-Once you’ve found a property and had an offer accepted, let us know, and we’ll pair you with your own personal mortgage expert
-We’ll look through 20,000 options from 90+ lenders, find the best mortgage deals for you, and advise you about the ones that are perfect for your situation
-We’ll do the application paperwork for you, then pester the bank for updates until your keys are in hand. Your mortgage expert and case manager stay by your side the whole way, keeping you in the loop.
And you get all of this for free
, because we collect a fee from the lender – not the homebuyer.
By the way, our service is rated 5 stars in this independent Habito review