Hey Habito Ltd (“we”, “us”,“our”, “Habito”) is offering cashback to
customers (“you” “your” “customer”) who complete on a product transfer through
us (the “Product Transfer Cashback Campaign”) in line with these terms &
conditions (“T&Cs”).
These T&Cs apply to the Product Transfer Cashback Campaign only.
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The Product Transfer Cashback Campaign and how to enter
- The Product Transfer Cashback Campaign is a one off.
- The amount of cashback will be £25 for mortgage values less than
£250,000 and £50 for mortgage values of £250,000 and greater. Cashback
payment will be paid by us to you following the completion of a product
transfer (switching your deal through your existing lender), you may
enter the Product Transfer Cashback Campaign if you are eligible.
- By entering the Product Transfer Cashback Campaign, you agree to
these T&Cs and you are responsible for making sure the details you
provide to Habito are correct and up to date and provided promptly on
request.
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Eligibility
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You will be eligible to enter the Habito Product Transfer Cashback
Campaign if you:
- Complete on a product transfer through Habito;
- are resident in the UK and the property on which your product
transfer is secured to is in the UK; and
- agree to these T&Cs.
- apply for a product transfer through Habito on or after 24
January 2023
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You won’t be eligible for the Product Transfer Cashback Campaign if
you:
- are an employee or contractor of Habito or if any other person
named on your mortgage is an employee or consultant of Habito;
- are an employee or contractor of agents or suppliers of Habito
who are professionally connected with the Habito Product Transfer
Cashback Campaign or its administration;
- are found to have arrears on your mortgage account. For the
purposes of these T&Cs, arrears means when a total sum of £1 or
more of the monthly payment(s) due remains unpaid at the time of the
product transfer; or
- are found or have been found guilty of fraud
- If you become an employee of Habito after you have entered the
Product Transfer Cashback Campaign, you will still be eligible to receive
the cashback.
- In entering the Habito Product Transfer Cashback Campaign, you
confirm that you are eligible to do so and eligible to claim the cashback
in accordance with these T&Cs. We may require you to provide proof
that you are eligible to enter the Product Transfer Cashback
Campaign.
- We reserve all rights to disqualify you from the Product Transfer
Cashback Campaign if your conduct is contrary to the spirit or intention
of the Product Transfer Cashback Campaign.
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We’re not responsible if we inadvertently pay cashback to someone who
doesn’t qualify, but we’ll take reasonable steps to make sure this
doesn't happen.
- Where we discover such an error has happened, the person
inadvertently paid must repay the cashback to us and we reserve the
right to demand repayment of the cashback from the person
inadvertently paid.
- Once we have received the cashback from the person inadvertently
paid, we will subsequently pay the cashback to the next eligible
person.
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Things to note
- The cashback will be paid into your nominated account within 90 days
from the day of completion of your product transfer through us.
- If you hold more than one mortgage, you may enter the Product
Transfer Cashback Campaign in relation to all mortgages held in your name
and will be eligible for receipt of the cashback in the event you are
eligible and comply with these T&Cs in all events.
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Your Mortgage
- The mortgage must be held in your name or by you and your joint mortgage holder.
- Your cashback will be sent via Wise and paid directly into a bank
account nominated by you and held in your name. It is your responsibility
to provide Wise with any necessary information, including your nominated
bank account, to action the transfer of the commission payment.
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This Product Transfer Cashback Campaign
- The Product Transfer Cashback Campaign is free to enter.
- Payments in the Product Transfer Cashback Campaign are non-negotiable
or transferable.
- Payment will be made into your nominated bank no later than ninety
(90) days following the date of completion of your product transfer with
us.
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The Promoter
This Product Transfer Cashback Campaign is operated and run by Hey
Habito Limited, a company registered under the laws of England & Wales
whose registered address is Throgmorton UK Ltd Reading, 4th Floor, Reading
Bridge House, George Street, Reading, Berkshire, RG1 8LS. We are regulated
by the Financial Conduct Authority under registration number 714187.
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Other legal stuff
- We won’t be responsible to any eligible customer if payment is
delayed or cancelled for any reason.
- Our decision with regard to the process of administering the Product
Transfer Cashback Campaign is final and absolute.
- We can cancel our Product Transfer Cashback Campaign or stop running
the Habito Product Transfer Cashback Campaign entirely at any time and
without telling you beforehand, however we will let you know by putting a
notice on Habito’s website.
- If Habito ends the Product Transfer Cashback Campaign Habito will
still pay the cashback on any product transfer that has been applied for
but not completed at the time of cancellation.
- We may use your name and the personal information which you provide
to us in entering this Product Transfer Cashback Campaign for the
purposes of the Product Transfer Cashback Campaign and as described in
these T&Cs. We will process and store your information in accordance
with our privacy policy.
- If there’s a disagreement about these T&Cs, we hope you’ll let us
know so that we can try and resolve the issue. These T&Cs are based
on the laws of England and Wales, and only the courts in England and
Wales can resolve any legal claims.